It is the first question that comes into the mind of every home buyer and asked frequently. There is no set formula for this. Every lender has different lending criteria and limits. An advisor will need to know your income, expenses, benefits, credit contract payments and other information to tell you how much you can borrow. The value of the property that you want to buy, the amount of deposit and your credit history will also affect the amount you can borrow. We offer a free initial consultation, feel free to contact us to discuss your requirements.